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Don't Get Dropped! Why You Should Repair Your Roof if You Want to Keep Your Insurance

Contrary to what many people think, insurance companies are in the business of selling insurance policies and collecting on the premiums; they are not in the business of paying out claims. This means that your home insurance company is likely to terminate your policy if they determine that your home is at risk. Especially as of late, insurance companies are dropping customers over roofing issues. 

Damaged Roof Shingles Repair

The reason that an insurance company might terminate your policy if your roof is in disrepair is because of the extensive damage that can and will eventually occur to your roof. So, if you want to keep your insurance, start by repairing your roof. Here are a few reasons why:

  • Minimizes Risk of Serious Damage – When an insurance company terminates your policy on the basis of your roof being in disrepair, they are expressing their opinion that your roof is at a high-risk of being damaged—and they’re right. A roof that only has three to five years left can easily deteriorate beyond the point of repair during a heavy wind or rain storm. Don’t wait until it’s too late; repair your roof today.
  • Shows Commitment to Your Home – Your insurance company wants to know that you are actively committed to keeping your home in good condition. Unfortunately, a neglected roof shows the opposite of that commitment. So, if you want to retain your insurance policy, take some pride in your home and have your roof repaired today.
  • Retains the Value of Your Home – Typically, a home is insured for less than 80 percent of its replacement value. Unfortunately, neglecting your roofing needs is one of the easiest ways to reduce the value of your home. When this happens, your insurance company may not want to take on the risk of insuring a home that is no longer as valuable as it once was. Besides protecting your insurance policy, a quality roof will also help you fetch more money if you ever decide to sell your home.

If your roof is need of repair, contact Paul Bange Roofing today to protect your home, your family, and your insurance policy. Paul Bange Roofing is the premier roofing company in Fort Lauderdale. To learn more about our roofing repair and maintenance services, contact us online or dial (954) 981-7663.

 

For More Information On Roofing Issues And How Paul Bange Roofing, Inc. Can Help Keep Your Roof In Good Condition, Explore These Links.

A roof’s main job is to keep the elements of Mother Nature out. Understand the parts of your roofing system that need to be monitored and how a well-crafted roof is a great and long-lasting investment with these resources:

Picture perfect houses on newly built estate.

  • Flashing covers the joints and valleys of your roof to seal water out. For a Q & A that’s all about flashing, check out ThisOldHouse.com’s useful article on the topic by Tom Silva.
  • It's easy to put off certain home improvements, but time is of the essence for some repairs. ConsumerReports.org includes roofing and siding repairs among the five most home repairs you shouldn't ignore.
  • What could be worse than your entire roof collapsing right in front of you on Valentine’s Day? It happened in Australia all because of water damage. Check out this article from MSN.com’s Australian news site to learn the details.
  • Many commercial buildings will need flat roof repairs and maintenance attention to avoid or repair leaks. Check out the top ten most common roof problems for businesses from Buildings.com.
  • People notice when an experienced roofer provides quality service for 35 years. Find out why Paul Bange Roofing, Inc. was awarded the Super Service Award in 2010 from ServiceMagic.com.

If you want quality, dependable workmanship for your roof repairs, re-roofing, or corrective maintenance needs, call someone you can count on. Paul Bange Roofing has decades of experience and a commitment to the long-term durability of its roofing projects. Call us today at (954) 981-7663.

Do You Know About All of Your Roof's Components?

Understanding how your roof was put together and the functions of its complex design give you the tools to better identify potential problems. Quality materials in your roof’s components are essential to its effectiveness. 

In this video, you’ll see how a roof works on many layers. If you’re considering purchasing a new roof, remember that surface looks aren’t everything. Underneath the surface, roofing felt, underlayment, and ventilation design all work together to keep you comfortable and protect your home from the elements.

To have your roof built by an experienced team with 30 years of experience in South Florida, call Paul Bange Roofing, Inc. at (954) 981-7663 today.

The Importance of Keeping Water Out of Your Home

Water that seeps into the walls and ceilings of your home can cause severe damage to your home’s structural integrity. This damage may significantly decrease the value of your home and can even compromise the safety of those who live within it. The uninvited water seeping through your ceiling is a result of a failure in your roof, and you may need the assistance of a roofing contractor to remedy the problem before it gets much worse.

Heavy Rain

Protect Against Live Organisms

Live Organism spores are floating around at low levels all the time, but a food source and moisture are all they need to thrive. A leaky roof provides an ideal opportunity for live organisms to feed off the wood and take hold. As the live organism grows, it increases its presence in the air you breathe to potentially dangerous levels. 

Protect Your Ceiling

A deteriorating or poorly constructed roof is often the reason why outside water is able to enter a home. Your roof is constantly exposed to the extremes of hot and cold weather, winds, and precipitation. Rainwater pools on whatever surface will collect it—like the weak spots in your roof—and will penetrate deeper into your ceiling and walls as more and more moisture collects over time. When water seeps into rafters, it rots them and compromises the soundness of your roof.

Protect Your Walls

Water damage puts your walls at risk, too. The studs and metal fasteners may rot and your insulation make shrink as a result of water damage. In addition to degrading the interior walls’ integrity, water damage to walls is an eyesore, causing peeling and blistering paint on the walls.

Prevention is the key to protecting your home from the consequences of water damage. Roof leaks often occur at the transition points of your roof, where the roof meets a wall or air-conditioning unit. Preventative maintenance to your roof is much cheaper than reroofing your entire home. If you need a roofing inspection or repairs, contact our roofing pros at Paul Bange Roofing, Inc. Call us at (954) 981-7663 today for roof repairs in Fort Lauderdale, Florida. 

Understanding Where the Potential Trouble Spots Are on Your Roof

Since the vast majority of roofs operate on the principal of gravity, observing the runoff patterns of water can direct you to potential trouble spots for leaks. Often, leaks form at critical junctions, such as peaks and around the chimney. Below, you’ll find out more about potential trouble spots for leaks in your roof so you will know when you need roof repair:

Sloping Brown Shingle Roof

Poorly Laid Shingles

Sometimes, the nails that hold shingles in place back out, providing an opportunity for water to penetrate. If you have a ceramic-coated crushed rock application on the surface of your roof, you have a granule covering. Look for cracks, missing colored granules, or discoloration to indicate a leak.

Meeting Points of Roof Planes

A valley refers to the intersection of two roof planes. Naturally, valleys collect a higher concentration of rain water. If the shingles aren’t cut exactly right at the intersection, water can find its way beneath the shingles. To protect the intersection from penetration, there should be some form of sealant, such as metal flashing, which shields the bottom of the valley from water.

Around Chimneys, HVAC Units, and Other Structures

Leaks can also form where the roof meets a chimney, HVAC unit, or other structure. There should be flashing placed where the roof comes into contact with any structure. If there is even a hairline crack in or above the flashing, water has a chance of penetrating the roof. Check the corners of the flashing for breaks in the seal. Monitor these and other high-risk areas so you can call an expert to repair your roof before major damage occurs.

If you have a leak in your roof that you need repaired, or want to protect your home from future leaks, contact a professional roofer today. Call the reputable roofing experts at Paul Bange Roofing, Inc. in Fort Lauderdale, Florida at (954) 981-7663. We can help you keep your roof looking great and staying leak-free.

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